If you want to save money, here are some great places to start.  You'll be surprised when you add up the savings:

Restaurant.com – Buy certificates for restaurants all around the US at a deep discount.  A $25 certificate is $10; and if you get on their mailing list they will email you offers for discounts as much as 80% off of the usual price.  We recently bought a $25 certificate for our favorite restaurant in our neighborhood for just $2.  Print them and use them same day – no wait.  Highly recommended.

MagicJack – imagine cutting your total phone bill to $19.95 per year!  Just plug the MagicJack into your computer, connect your phone, and make all the calls you want to any phone in the US or Canada for only $19.95 per year.  Our top pick 

Skype – the whole world can talk for free Make free calls over the Internet to other users online free.  Small charge for calling landlines and mobile phones around the world.

Costco -A membership will normally pay for itself only after a few uses.  Costco, Sam's Club and other warehouse stores can save you money on nearly everything you consume, from clothing to groceries, books, computers, office supplies, electronics, appliances, prescriptions and more.

PaperbackSwap.com – Swap books online free, and save.  With the cost of paperback books as much as $12.95 each, you can save by swaping those books you have already read.  

Craigslist.org - You can find just about anything you need for your home or office at Craigslist.  Sometimes these items have never even been used.  You just have to be willing to go and pick it up.

The RE-Store – Find furniture, fixtures, building supplies and more at the Re-Store, a Habitat for Humanity Thrift Store.  We have seen everything from fine antiques to hundreds of boxes of unused ceramic tiles to a lightly used piano.  Great place to find really low-cost filing cabinets, desks, and other office items too.

TotallyFreeStuff.com -Just like the name says, you will find totally free stuff, as well as discount coupons.  

With a growing business, my husband is always looking for ways to save. These days most businesses, small, medium, and large, need to be more frugal and find cost savings anywhere they can. With smart planning, businesses can apply a few frugal ideas – and possibly save a few jobs out there!

One of the best ways we have found to save on office supplies is to buy at the big warehouse stores like Costco and Sam’s Club. You can save big money on many items, and you’d be surprised at some of the items you can buy there. For busy business owners, Costco offers a fabtastic fax service. You just fax over your order, and pick it up at the pre-determined time. It is a real time saver. You will even pass up the often very long check out lines and proceed to a special check out line for business fax customers. (more…)